/ How To Apply For A Title Loan in Greenville/
When you apply for title loans in Greenville, all you need to do is click on our "Apply Now" button to request a loan from us by telling us a little about your vehicle. That's it! Once we receive your title loan request, one of our highly trained and professional representatives will call you at their earliest convenience to provide you with a free quote; no strings attached and no obligations.
Certain terms of the title loan may be negotiable such as the amount and payment arrangements. We'll do whatever it takes to make sure that your loan payments are affordable for your income and budget because you're what matters most to us.
Here is the information that you'll need to have to submit a title loan request:
- Your Name and Contact Info (Zip Code and Phone Number)
- Make of Your Vehicle
- The Year of Your Vehicle
- Approximate Mileage
As long as you can answer these questions, it's half the battle when it comes to title loans in Greenville because we've simplified the process. It can be intimidating to ask for money and we want you to feel comfortable when you're doing business with us. If you have any questions or problems, you're also welcome to call us at the number listed on our website.
/ Online Title Loan Legal Regulations /
No matter where you apply for title loans in Greenville, you'll likely always be asked to follow all local, state, and federal guidelines. If not, then you're not doing business with a reputable company. We require all applicants to be at least 18 years of age and have valid ID.
The vehicle's title must be registered in your name when taking out the loan as we cannot give loans against cars that you do not own. The title the car must be considered "free and clear"; no liens, loans, debts, or judgments of any kind can be currently placed against the title. We typically perform a title check prior to issuing title loans in Greenville and if one of these debts are unresolved against the title, we will respectfully ask that you take care of that debt first before we issue a loan against the vehicle.
If you feel that you cannot make your payment(s) for some reason, give us a call right away so we can discuss other options with you. Missing payments may result in the repossession of your vehicle, which may add additional charges, including but not limited to towing, storage and auction fees, to the balance of your loan. You do reserve the right to bid on your own car at auction. Please see contract for full list of details.
/ Benefits of Title Loans /
We do not perform background or credit checks when taking out a loan for title loans in Greenville. This is very attractive to those who have poor credit or no credit at all. It can even be attractive to those with good credit because you don't have to worry about another credit inquiry bogging down your credit report.
You are also not required to have a certain length of time on the job like you would be with the banks or other traditional lenders. In most of the time, to get a loan with a bank, you need to have been at your job at least two years before you can be considered for approval. As long as we can verify your income and that you always have steady employment, that's all we care about.
Our interest rate is much less than that of a payday loan company. All of our loans are based on the value of your car, which for most is considered a big ticket item. With a payday loan, your loans are limited to the size of your paychecks so if you're used to making $300 per week, that's about as big of a loan as they're willing to give you. With us, you might be able to get thousands of dollars depending upon your car. Since our loans are bigger, we can offer a smaller interest rate and spread out the financing over the life of the loan. Payday loan companies charge all of theirs up front before you even have a chance to pay the loan off.
You can spend the money on whatever you like; there are no stipulations or regulations. If you want to take a vacation with the money we gave you for the title loan, we hope you have a great time! But if you need the money for a bill, a dentist or doctor visit, or an emergency, then we've got you covered for that, too. Unlike the banks, we don't scrutinize your needs. It's none of our business and we're just glad to help.