/ How To Apply /
Whether you're applying for title loans Hilton Head Island or title loans in Charleston, you can use our "Apply Now" button to submit your loan request. All you need to do is tell us a little about your car, and provide us with your basic contact information so that one of our friendly associates can call you at their earliest convenience to provide you with a free loan quote. All title loans Hilton Head Island are confidential and so are the quotes. You're never under any obligation to accept and certain terms, such as payments, may be negotiable. We'll do whatever it takes to make sure your loan payments are affordable for you and your family. Here is some of the information that you'll need to provide in order to receive your free loan quote:
- Name, Phone Number, and ZIPcode
- Year of Vehicle
- Approximate Mileage
During your free title loan quote, feel free to ask any questions you may have or get clarification on anything that you don't understand.
/ Learn More About Title Loan Legal Regulations /
When you apply for title loans Hilton Head Island, we do require that you be at least 18 years of age or older. You must also have valid identification. The vehicle must be titled in your name and cannot have any other liens, debts or judgments against it. We reserve the right to perform a title check prior to issuing your loan. If a debt against the title is found, you will be required to take care of that debt prior to receiving your loan. We may also request proof that the debt is taken care of to ensure our best interest. If you miss any payment(s) or feel that you cannot fulfill your end of the loan, talk to us right away so we can discuss options. Willfully refusing to speak with us and neglecting to make payments may result in the repossession of your vehicle. This may add additional fees such as towing, storage and auction fees to the balance of your loan.
/ Benefits of Title Loans /
Part of our easy approval process with title loans Hilton Head Island is that we never check credit which can help everyone regardless of how good, bad or non-existent your credit is. We work with all types of customers regardless of race, religion, gender or nationality. As long as you have steady income with a clean title, we'd like to help you. Our interest rates are far better than that of a payday loan company because unlike them, they charge all of their interest up front; and usually, in hefty amounts. We charge a smaller interest rate and spread it out during the life of your loan so if you pay your title loan off early, you'll save quite a bit of money. We also don't require a lengthy job history with your current employer. Most traditional lenders will require time on the job for a certain period of time, as well as a good credit score, and sometimes they'll only do business with you if you've done business with them in the past. It's a catch twenty-two that they love to play. Since we approve all of our own financing, we're nothing like the suits who will turn away from helping you because we don't wait on our bank manager to approve you for the loan. Our rules are cut and dry, and unlike the banks, our boss is happy when we do business with new customers. We're committed to helping those in our local community so that you can get the money you deserve without having to give up your most prized possession: your car. You can use the money for whatever you like when you take out a title loan with us. We'll never police the money you've borrowed, so if you need it for a home or car repair, or a vacation, or a new computer, or groceries, it's up to you how you want to spend it and since you can continue driving your car as you make payments on the loan, you'll finally be able to breathe again.