/ Title Loans in Socastee: Applying for the Loan /
Unlike the traditional loans that we spoke of above, title loans don’t require good credit. In fact, you can get a title loan with no credit at all. You just have to have a vehicle to use as collateral. Basically, your vehicle takes the place of your good credit. There are some restrictions, like you can’t use a car or truck that has a lien against the title. It must be yours free and clear.
If you don’t have a title for the vehicle, you’ll want to talk to the local DMV to get a duplicate title of the truck or car before you start your loan paperwork with us. If you can answer “yes,” to these questions, then you’re ready to apply. And the good news is you can apply right here on our website.
We just need the following information:
- Your name
- A means to contact you (phone)
- Zip Code
- The make/ model of your car
- The mileage you currently have on it
- The year of your car
Once we have that information from you, we can work on getting a loan quote to you. That should only take a few minutes.
But the loan quote isn’t the only thing you get from us. We also contact you by phone. This call gives you a chance to visit with one of our experts about the parameters of your loan. You can ask when you’ll get your money and about the terms of your contract.
/ Title Loans in Socastee: Other Important Matters /
Title loan borrowers get a great deal of support and protection. Professionals in our industry face a great deal of scrutiny from regulators in the state and federal governments. This is designed to keep you safe as you navigate through the process.
Toward the end of our negotiations, you’ll get a contract from us.It will spell out all the details of your loan, including your total loan amount, the interest rate, and your payoff information.
If you do have questions about this, be sure to ask.
/ Title Loans in Socastee: Last Words /
Title loans give you a great deal of flexibility when it comes to borrowing money. Most of the time, the process is quick: You usually get your money in about 24 hours or less. And best of all, you don’t need great credit. Your vehicle is all the security you need for this loan.
You also enjoy a great deal of protection. You receive a contract from us that lays out the details of your loan.
Really, this type of financing can save you when you’re in a bind. Why not talk to us today? Title loans in Socastee can change your financial outlook, often in just a few minutes’ time.