/ How To Apply For Title Loans in Sumter /
A lot of past customers have told us that they weren't sure how to initiate title loans Sumter, or were embarrassed to ask for help getting a loan so we've made the process easier than ever before so that you can bypass those uneasy or awkward feelings. With our interactive website, you can request a free title loan quote by clicking on our "Apply Now" button.
You'll enter a few details about your car and we'll also need some of your contact information so that we can call you back with your quote. One of our highly trained, professional representatives will return your call at their earliest convenience to let you know how much money we can give you and go over all the details of the loan.
It's at this time that you can ask any questions you may still have--and we encourage you to. Of course, all title loan quotes are hassle-free and you're under no obligation to accept. Here are some of the details we'll need when submitting your title loan quote request.
- Approximate mileage
- Your name, phone number, and ZIPcode
/ South Carolina Title Loan Legal Regulations /
Applying for title loans Sumter means that you are at least 18 years of age and that you have valid identification. If you are not of age or cannot prove your identity, we may refuse service.
The title to the car must be registered in your name and must be free and clear of any debts, liens, or judgments. We will perform a title check prior to authorizing the loan and if any debts against the title are found, we will refuse the loan until the liens or judgments are cleared, and my request proof.
During your loan, we will place a lien on the title for the amount of the loan. Once the loan is paid in full, we will remove the lien. If you cannot make any payment(s), we ask that you contact our office right away to discuss options for both parties. Continuous missed payments may result in a repossession of your vehicle, after all other efforts to bring the loan current are exhausted, which may add additional fees onto the loan. These fees may include up to, but no limited to, vehicle recovery, storage, and auction fees. Please see contract for full disclosure of details.
/ Benefits of South Carolina Title Loans /
Unlike payday loan companies who offer short-term loans, we do not limit your loan to the size of your paycheck with title loans Sumter. Our loans are based on the value of your vehicle, which is worth so much more than a single paycheck, and we charge a much smaller interest rate. Most payday loan companies charge an astronomical interest fee up front to turn a profit. Our interest rate is much smaller and is spread out over the life of your loan. We offer short-term, high-money loans so you may pay a higher interest than a traditional banking institution would charge when doing business with us.
We will never run your credit. All of our financing is done in-house, which means we do our own approvals and we supply the cash for all of our loans. We do not rely on the bank manager to make our decisions. If we did, we'd almost never do business, or it could possibly cut our customer base in half because we don't scrutinize our customers like the bank does. We also do not require a long-term job history with your current employer like most traditional lenders. As long as you have proof of a steady income, we're fine with that.
You can continue driving your car while making payments on your loan. We know that your vehicle is your livelihood and one of your most prized possessions, which is why we keep you behind the wheel of your car. You'll always own your car, we're just using the title as collateral until the debt of the loan is repaid.